Tag Archive for: John Sileo

Stop Check Fraud with Security Checks

How to Stop Check Fraud and Check Washing

Check washing, a highly common form of check fraud, is the practice of removing legitimate check information, especially the “Pay To” name and the amount, and replacing it with data beneficial to the criminal (his own name or a larger amount) through chemical or electronic means.  One of the many ways to protect yourself against check fraud is so important that it deserves its very own article.

A foolproof way to protect your checks from being altered, whether by washing or by electronic means, is to use security checks offered by most companies.

Here are some of the features to look for when you’re purchasing High Security Checks.  These features will safeguard you not only against check washing, but other high tech forms of check fraud as well:

  • Safety security paper (visible and invisible fluorescent fibers, chemical-sensitive)
  • Foil hologram (cannot be reproduced by copiers or scanners)
  • High resolution border elements (intricate design is difficult to reproduce)
  • True watermark (cannot be reproduced by copiers or scanners)
  • Toner adhesion  (damage is visible if toner is lifted or scraped)
  • Void element (the word void appears if photocopied or chemically altered)
  • False positive test area (instant authenticity test with black light or counterfeit pen)
  • Complex pantograph background pattern and high-security colors
  • Thermochromatic ink (reacts to heat to deter copying)
  • Original document backing (deters cut and paste alteration attempts)
  • Chemical wash detection area (shows chemical alteration attempts)
  • Security warning box (becomes visible when photocopied)
  • Padlock icon (signifies that checks meet industry standards)

One more vital tip to foil the check washers: use a dark ink, gel-based pen, preferably one that states it is a security pen. Take a look at the video to the left to see how easy it is to wash a check if you are not using a high security gel-based pen. 

Yes, you may spend a few extra dollars for security checks and pens, but compared to the staggering cost of recovering from check-washing schemes (small businesses lose more than 7%  of their annual revenue to check fraud  – over $600 billion), it’s a drop in the bucket!  Your peace of mind and saved recovery time are worth it.

Checks Unlimited provides personal Securiguard checks with 7 advanced security features including chemical protective paper, microprint signature lines, and a 2 dimensional holographic foil that is irreproducible on copiers or scanners.  Their Security Center also offers fraud prevention tips and security products!

John Sileo is CEO of The Sileo Group, and a  keynote speaker on cyber security, identity theft and business fraud prevention. His clients included the Department of Defense, Pfizer, and Homeland Security. See his recent media appearances on 60 Minutes, Anderson Cooper and Fox Business.

 

Sileo Identity Theft Prevention & Online Privacy Checklist

Identity theft prevention is not a one-time solution. You must accumulate layers of privacy and security over time. The following identity theft prevention tips are among those I cover in one of my keynote speeches.

  1. Review your Free Credit Report 3X per year at www.AnnualCreditReport.com.
  2. Opt-Out of financial junk mail.
  3. Stop Marketing Phone Calls at www.DoNotCall.gov.
  4. Freeze Your Credit. State-by-state instructions at www.Sileo.com/2.
  5. If you don’t want to use a credit freeze, place Fraud Alerts on your 3 credit files.
  6. Use sophisticated Identity Monitoring software to detect theft before it’s disastrous.
  7. Stop Sharing Identity (SSN, address, phone, credit card #s) unless necessary.
  8. Protect Your Wallet or Purse. Watch this video.
  9. Protect Your Computer and Online Identity. Privacy Means Profit
  10. Protect your Laptop. Visit www.Sileo.com/laptop-anti-theft for details.
  11. Bank Online: online bank statements, account alerts and bill-pay.
  12. Buy a Shredder (or 2) & shred everything with identity you don’t need.
  13. Minimize Social Networking Exposure. Privacy Means Profit
  14. Lock down your Social Networking Profiles www.Sileo.com/facebook-safety.
  15. Realize that approximately 50% of the worst ID theft crimes are committed by Acquaintances & Friends.
  16. Set up two-factor authentication with your bank.
  17. Stop Clicking on Links in emails and social networking posts that you don’t recognize as legitimate.
  18. Avoid emails/faxes/letters/calls/people promising Something for Nothing.
  19. Know that protecting Other People’s Privacy is part of your responsibility.
  20. For more tools, purchase a copy of John’s Latest Book on Information Survival, Privacy Means Profit.
  21. Subscribe to The Sileo Report eNewsletter and follow John’s Blog.
  22. Consider bringing John Sileo to speak to your organization on identity theft, cyber crime, social engineering, social media exposure and other topics of information exposure.

Top Tips for Tax-time Identity Theft Prevention: Part 2

Tax Time Identity Theft: Part 1 – Tax Preparers | Part 2 – Protecting Computers | Part 3 – IRS & Tax Scams

Secure your computers and copy machines from hackers.

Last year, more than 80 million Americans filed their tax returns electronically and even more stored tax-related information insecurely on their computers. To prevent electronic identity theft, implement the following security measures:

  • Install anti-virus, anti-spam and anti-spyware software (generally referred to as a Security Suite) configured to download and install automatic updates. Failure to take this most basic and time-tested of steps allows malware attached to malicious emails, social media platforms and rogue websites to penetrate your entire system, giving thieves access to every computer on your network, not just one.
  • Create strong alphanumeric passwords or utilize password protection software to protect the digital keys to your information.
  • Encrypt hard drives or data-sensitive folders to keep out unwanted visitors.
  • Set up automatic operating system updates and security patches that close gaping entry points for data thieves.
  • Utilize only a WPA2+ encrypted wireless network that discourages thieves from sitting outside of your home or office to sniff the data you send over Wi-Fi.
  • Have a professional install a properly configured, password-protected firewall that sits between your network and the Internet.
  • Don’t email sensitive tax data unless it is encrypted. In a pinch, you can email password protected PDF documents.
  • If you use a commonly accessed copy machine, consider erasing your copy machine’s hard drive, as it maintains a digital record of every document you scan or copy. Criminals often access these when you (or your workplace) sells or repairs the machine.
  • Continuously monitor your identity using  a sophisticated product that handles cyber-surveillance, credit monitoring, restoration services and ID theft insurance.

Tax Time Identity Theft: Part 1 – Tax Preparers | Part 3 – IRS & Tax Scams

John Sileo is an author and highly engaging speaker on internet privacy, identity theft and technology security. He is CEO of The Sileo Group, which helps organizations to protect the privacy that drives their profitability. His recent engagements include presentations at The Pentagon, Visa, Homeland Security and Northrop Grumman as well as media appearances on 60 Minutes, Anderson Cooper and Fox Business. Contact him directly on 800.258.8076.

Stop Online Tracking Ep. 5: Flush Your Cookies

Watch the entire Browser Spies Online Privacy series. To view the entire series, wait until the end of each video and click on the Next Video button in the lower right-hand corner of your screen. As you watch each short video in your browser, make the necessary changes based on each simple video tip on protecting your online identity and privacy.

Browser privacy expert John Sileo and Fox & Friends have teamed up to educate consumers on how your surfing habits are being intercepted, collected and sold as you browse the Web. These tips give you more control over your Internet Privacy in short, easy to implement tips. Privacy exposure, browser tracking and constant data surveillance are a reality of the digital economy. It’s important to defend your data privacy before it’s too late.

Stop Online Tracking Ep. 4: Enable Do Not Track

Watch the entire Browser Spies Online Privacy series. To view the entire series, wait until the end of each video and click on the Next Video button in the lower right-hand corner of your screen. As you watch each short video in your browser, make the necessary changes based on each simple video tip on protecting your online identity and privacy.

Browser privacy expert John Sileo and Fox & Friends have teamed up to educate consumers on how your browsing patterns are being monitored, shared and sold as you surf the Internet. These tips give you more control over your online security in short, easy to implement phases. Data exposure, surf-tracking and constant browser surveillance are a reality of the digital age. It’s important to defend your information privacy before it’s too late.

Stop Online Tracking Ep. 3: Turn on Private Browsing

Watch the entire Browser Spies Online Privacy series. To view the entire series, wait until the end of each video and click on the Next Video button in the lower right-hand corner of your screen. As you watch each short video in your browser, make the necessary changes based on each simple video tip on protecting your online identity and privacy.

Online surveillance expert John Sileo and Fox & Friends have teamed up to educate viewers on how your data is being tracked, stored and sold as you surf the World Wide Web. These tips give you more control over your online privacy in short, easy to implement steps. Internet privacy, cookie tracking and constant web surveillance are a reality of the information economy. It’s important to defend your privacy before it’s too late.

Stop Online Tracking Ep. 2: Log Out of Spying Sites

Watch the entire Browser Spies Online Privacy series. To view the entire series, wait until the end of each video and click on the Next Video button in the lower right-hand corner of your screen. As you watch each short video in your browser, make the necessary changes based on each simple video tip on protecting your online identity and privacy.

Internet privacy expert John Sileo and Fox & Friends have joined up to educate you on how your data is being tracked, recorded and sold as you surf the Internet. These tips give you greater control over your online privacy in short, easy to implement steps. Web privacy, browser tracking and constant Internet surveillance are a reality of modern browsing. It’s important for you to protect your privacy before you have totally lost control.

Browser Spies: How to Stop Unwanted Online Tracking Ep 1

Episode 1: Protecting Your Privacy Against Online Tracking and Surveillance

Do you realize that every step you take, every click you make online is tracked, analyzed and sold or traded  to companies that want to market to you? I don’t know about you, but I get a bit fed up with outsiders having more control over my online identity and privacy than I do. This short video series, in partnership with Fox & Friends, is meant to help you take back a measure of control in your digital life.

To view the entire Browser Spies Online Privacy video series, wait until the end of each video and click on the Next Video button in the lower right-hand corner of your screen. As you watch each short video in your browser, make the necessary changes based on each simple video tip on protecting your online identity and privacy.

About the Browser Spies Series: Online privacy expert John Sileo and Fox & Friends have partnered up to educate you on how your information is being tracked, recorded and sold as you surf the web. These tips give you greater control over your online privacy in short, easy to implement steps. Browser privacy, web tracking and constant online surveillance are a reality of modern internet browsing. Learn how to protect your privacy on the internet one step at a time.

 

9th Day: I’m Getting Nuttin’ (but Scams) for Christmas

Holiday Security Tips: On the ninth day of Christmas, the experts gave to me, 9 protected packages

Thieves are on the lookout for the delivery of packages, especially around the holidays.  Fed Ex and UPS packages might sit outside for hours, often in plain view from the street, making a mighty tempting target.  Not only can thieves grab the precious contents inside, but also the shipping labels often contain personal information the thieves love to get their hands on.

Solution: Ship packages to your work address, a PO Box or require a signature 

If your employer doesn’t mind your receiving packages at work, have them shipped there since someone is generally available during the day (when shipments arrive). If that doesn’t work, consider getting a PO Box at the post office during the holidays. When all else fails, ask to have your packages shipped with signature required so that they aren’t dropped off unless someone is there to sign.

 

Even if you didn’t put a tack on your teacher’s chair or tie a knot in Susie’s hair, you might get nuttin’ for Christmas if you don’t outsmart the thieves. On the tenth day of Christmas…

John Sileo helps businesses defend against data exposure by speaking at conferences looking for highly relevant content delivered with humorous audience interaction. See video clips of John on stage and in the media.

5 Disastrous Decisions that Destroy Small Business – and How to Avoid Them

Interactive Webinar, Sponsored by Deluxe Corporation, Featuring Privacy Expert John Sileo

ST. PAUL, Minn., Oct 04, 2012 (BUSINESS WIRE) — Cyber criminals sabotaged John Sileo’s business – and nearly landed him in jail. Now he’s determined to help small business owners prevent the disastrous mistakes that loom ever-larger in the age of identity theft, mobile computing and social media.

Sileo will share his story – and the lessons he learned – in an hour-long interactive webinar on Tuesday, Oct. 9 at 2 p.m. EST. Titled “5 Disastrous Decisions that Destroy Small Business,” the webinar is sponsored by Deluxe Corporation and designed to provide business owners with simple, actionable tools to help protect their operations and enhance their efficiencies.

To register for the 2 p.m. EST webinar, go to www.deluxe.com/highsecurity.

Sileo is the award-winning author of “Privacy Means Profit,” and has appeared on “60 Minutes” and “Fox and Friends.” He launched his career as a privacy consultant after thieves stole his identity and used it to embezzle nearly a half million dollars from his clients. The security breach destroyed his business and triggered a two-year legal morass.

Now, Sileo is America’s leading professional speaker on identity theft and information control. During the Deluxe’s interactive webinar, he will be joined by Susan Haider, executive director, high security product management, Deluxe Corp.

He will share insights gleaned from years of experience, including details on:

  • How Sileo’s business was destroyed by poor decision-making.
  • Mistakes other small business owners have made and how to avoid them.
  • Concrete, actionable steps you can take to minimize your risk now.Human, physical and digital threats to your business security.
  • Targeting skills you can use to design your plan of attack.We

Following the presentation, participants can get personalized advice from Sileo and Haider during a Q&A session. Participants also will receive a free copy of “Are Tax-time Identity Thieves Targeting Your Small Business? 5 Defense Strategies,” a white paper written by Sileo.

 

About John Sileo John Sileo is an award-winning author and privacy speaker on the dark art of deception (identity theft, data privacy, social media manipulation) and its polar opposite, the powerful use of trust, to achieve success. His clients include the Department of Defense, Pfizer, the FDIC and Homeland Security. Watch him on Anderson Cooper, 60 Minutes or Fox Business.

His satisfied clients include the Department of Defense, Blue Cross, Homeland Security, the FDIC, Pfizer, the Federal Trade Commission and corporations, organizations and associations of all sizes.

About Deluxe Corporation Deluxe is a growth engine for small businesses and financial institutions. Over four million small business customers access Deluxe’s wide range of products and services including customized checks and forms as well as website development and hosting, search engine marketing, logo design and business networking. For financial institutions, Deluxe offers industry-leading programs in checks, customer acquisition, regulatory compliance, fraud prevention and profitability. Deluxe is also a leading printer of checks and accessories sold directly to consumers. For more information, visit us at www.deluxe.com , https://www.facebook.com/deluxecorp or https://twitter.com/deluxecorp .