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How Do I Stop Obamacare Identity Theft? [Burning Questions Ep. 3]

Today marks the start of the Affordable Care Act (aka Obamacare). As with any new, massive, government-sponsored program, scammers and identity thieves will try to take advantage of the public’s confusion and unfamiliarity with the new Health Exchanges (which we’re calling Obamacare Identity Theft).

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Higher Education Features Cyber Security Expert John Sileo

Universities perfect learning environment for data security

Higher Ed Organizations are among the highest risk groups to become victims of identity theft and data breach. Because students are relative “beginners” when it comes to personal finances, because university environments are predicated on trust and credibility, and because of the recent progress towards a mobile-centric, social-networking-dominated campus, higher education’s digital footprint is constantly exposed to manipulation.

"The most engaging speaker I've ever heard - period"

“The most engaging speaker I’ve ever heard – period.”  Debbie Bumpous, NSU Chief Information Technology Officer speaking about John Sileo

“John Sileo was the secret sauce in launching our cyber security awareness program” – University of Massachusetts Director of IT

Universities are 357X more likely to be affected by data breach than the average organization. High profile cases, some of which ended in class action lawsuits against the breached university include the University of Nebraska (650,000 breached records at an estimated cost of $92 million), UCLA, Auburn, Delaware, and Texas. Data theft is bad for students, time consuming for the administration and a public relations nightmare for the university. John Sileo knows their pain first hand, as he is generally the person contacted by universities after they have been breached. 

Video: watch John help a university prevent data theft before it happens

Universities Have a Distinct Advantage in the Fight for Data Privacy

There is genuinely optimistic news amidst the gloom and doom. Because of their teaching facilities, their communication channels and their understanding of pedagogy, universities small and large are uniquely equipped to train campus wide on the simple steps to keep private data secure before it is breached. But it takes the right speaker to introduce security in such a way that it connects with a mixed audience–student and faculty, young and wise, technologically-oriented and digitally-challenged.

John Sileo sets the standard for presentations that get students, faculty and administrators to emotionally connect to the critical nature of privacy, security and identity protection. Using his own personal story of identity theft, John interacts with your audience to gain “buy in” to the increasing importance of securing identity in a mobile-driven, social-media-dominated world.

“If the presentation is boring or overly technical, the campus won’t listen, won’t learn. John is anything but boring…”

Video: Hear what university leaders have to say about John’s ability to make it personal

John has spoken extensively for other universities to increase awareness on privacy, security and identity. Unfortunately, he’s usually brought in AFTER THE BREACH and asked to sign confidentiality agreements that don’t allow him to disclose his work with the university. And if there is someone that respects his client’s right to privacy and confidentiality when requested, John is it. We can say that John has worked with top ranked universities in California, Colorado, Connecticut, Massachusetts, Maryland, South Dakota, Nebraska, Florida, New York, Pennsylvania , Washington D.C., Utah, Wyoming and Virginia. We hope that your university/fraternity/organization chooses to proactively address the problem like those public references listed below:

Listen to what Universities have to say about John’s presentations

Wellesley College“Your presentation had the audience engaged from the first moment you started speaking. Data security is so often such a dry topic that it can be very challenging to get our users to listen to anything we have to say (let alone to show up). Your personal stories were both heart wrenching and thought provoking, and they provided an important backdrop for the lessons you were teaching. And you did all of this with humility, and a wonderful sense of humor, that caputred the audience’s attention. When people were leaving the event, many told me it was the best presentation they had ever seen and it was unanimous that was time well spent.”

— Donna Volpe Strouse, Information Security Officer, Wellesley College


 

UMASS“John’s presentation was excellent. He has a unique and skilled way of connecting with the audience and relating personal security to university security initiatives.”

“Felt like a knowledgeable friend grabbed me by the shoulders, slowed me down and saved me from getting into trouble.”

Engaging and entertaining delivery of what is typically a dry topic – it makes the message stick.”

“Compelling, persuasive, intelligent, common sense and passionate presentation that opens your eyes. Funny too!”

— Various CIO Coordinators and Attendees at the Six University of Massachusetts Campuses


 

Seal_of_Northern_State_UniversityThe most engaging speaker I’ve ever heard – period. As part of a campus-wide cyber-security awareness program, Northern State University hosted John Sileo on our campus. John’s presentation was the culmination of a month-long awareness campaign for faculty, staff and students and part of the National Cyber-Security Awareness Month. The presentation itself was of the highest caliber. John personally catered the content of his presentation to our unique and diverse audience members. John is an incredibly motivational presenter that can speak directly to any audience, of any age. Throughout his presentation, he actively engaged members of the audience, capturing and holding their attention. This engagement brought a personal touch to the presentation and underscored the importance of his message. I would highly recommend John Sileo as a presenter or guest speaker. His expertise, friendliness, and professionalism are exemplary.”

— Debbi Bumpous, Chief Information Technology Officer, Northern State University


 

Foundation_LogoThe Delta Gamma Foundation is the heart of the Delta Gamma Fraternity… One of the most successful programs we offer our collegiate and alumnae members is our Lectureship in Values and Ethics. Now present on 15 campuses throughout the United States (with 4 more Delta Gamma chapters in the process of completing their lectureship), our lectureship series has featured such nationally acclaimed speakers as Colin Powell, Queen Noir, Maya Angelou, Barbara Bush, Gerald Ford, Jeff Probst and many more.

On June 18, 2010, at our 64th biennial Convention in Denver, CO, the Delta Gamma Foundation sponsored our Convention Lectureship in Values and Ethics. This lectureship is very special because it is presented to the entire Convention body. Our guest speaker was John D. Sileo who spoke on identity theft prevention… John captivated an audience of 900 ranging in age from 19 to 90 telling his personal story of theft identity and educating all of us to intellectually understand the importance of one’s privacy. John is a story teller who tells a compelling story with humor, intrigue and ongoing audience interaction. The presentation was outstanding.

Delta Gamma continues to receive positive feedback on John’s presentation and performance. On behalf of the Delta Gamma Foundation, we would strongly recommend John for any audience of any age. His story needs to be told and shared.

— Roxanne LaMuth, Delta Gamma Foundation


 

CSC Wordmark 208- 2006John Sileo is the real deal. He speaks because he has something to say, but also because he is interested in his audience! If you host speakers, do yourself a favor and hire John… he will remind you of all that is good about offering a speaker to an audience.

Loree MacNeill, Chadron State College

 

 

Online reputation site must defend itself after losing customer data

Online reputation services have a special responsibility to keep clients safe. How can you protect yourself when the very company you rely on is breached?

Would you trust a site with your personal information after it suffered a breach? What if that site’s sole purpose is to protect your reputation?

Reputation.com helps its members maintain a reputable online profile, but the site’s own profile was damaged by a recent data breach that led to the exposure of customer information. Although no Social Security numbers or financial information was lost, names, email addresses, and physical addresses were exposed. It’s been reported that some dates of birth, phone numbers, and occupational information were also lost. A “small minority” of customer accounts had hashed and salted passwords stolen. 
 
Hashing’ passwords is the process of using algorithms to change customers’ passwords to a unique data string. The ‘salt’ adds more characters to produce a unique data fingerprint. The company has notified all customers of the breach and reset passwords to protect them. But Reputation.com is not alone in being hacked recently. LivingSocial, a daily-deal website, was breached, affecting 50 million customers.
Maintaining our online reputation is important to us and the internet, social media and mobile technology are great tools that give us a competitive advantage. However, we cannot ever take our online privacy for granted. Three tips to keep you ahead of identity theft are:
  • Use a password protection program that makes it easy to use highly-encrypted passwords
  • Change passwords on sensitive accounts monthly
  • Maintain strict privacy and security settings in your browser preferences

John Sileo is an online reputation expert and in-demand speaker on data security, social media safety and identity theft. His clients have included the Department of Defense, Pfizer, Visa, and Homeland Security. See his recent media appearances on 60 Minutes, Anderson Cooper and Fox Business.

Stop Check Fraud with Security Checks

How to Stop Check Fraud and Check Washing

Check washing, a highly common form of check fraud, is the practice of removing legitimate check information, especially the “Pay To” name and the amount, and replacing it with data beneficial to the criminal (his own name or a larger amount) through chemical or electronic means.  One of the many ways to protect yourself against check fraud is so important that it deserves its very own article.

A foolproof way to protect your checks from being altered, whether by washing or by electronic means, is to use security checks offered by most companies.

Here are some of the features to look for when you’re purchasing High Security Checks.  These features will safeguard you not only against check washing, but other high tech forms of check fraud as well:

  • Safety security paper (visible and invisible fluorescent fibers, chemical-sensitive)
  • Foil hologram (cannot be reproduced by copiers or scanners)
  • High resolution border elements (intricate design is difficult to reproduce)
  • True watermark (cannot be reproduced by copiers or scanners)
  • Toner adhesion  (damage is visible if toner is lifted or scraped)
  • Void element (the word void appears if photocopied or chemically altered)
  • False positive test area (instant authenticity test with black light or counterfeit pen)
  • Complex pantograph background pattern and high-security colors
  • Thermochromatic ink (reacts to heat to deter copying)
  • Original document backing (deters cut and paste alteration attempts)
  • Chemical wash detection area (shows chemical alteration attempts)
  • Security warning box (becomes visible when photocopied)
  • Padlock icon (signifies that checks meet industry standards)

One more vital tip to foil the check washers: use a dark ink, gel-based pen, preferably one that states it is a security pen. Take a look at the video to the left to see how easy it is to wash a check if you are not using a high security gel-based pen. 

Yes, you may spend a few extra dollars for security checks and pens, but compared to the staggering cost of recovering from check-washing schemes (small businesses lose more than 7%  of their annual revenue to check fraud  – over $600 billion), it’s a drop in the bucket!  Your peace of mind and saved recovery time are worth it.

Checks Unlimited provides personal Securiguard checks with 7 advanced security features including chemical protective paper, microprint signature lines, and a 2 dimensional holographic foil that is irreproducible on copiers or scanners.  Their Security Center also offers fraud prevention tips and security products!

John Sileo is CEO of The Sileo Group, and a  keynote speaker on cyber security, identity theft and business fraud prevention. His clients included the Department of Defense, Pfizer, and Homeland Security. See his recent media appearances on 60 Minutes, Anderson Cooper and Fox Business.

 

Darwin Awards: identity thief thinks she looks more like victim than victim does

Identity Thief Bloopers

When a waitress says, “Hi, I’m Brianna and I’ll be taking care of you today,” you don’t expect the customer to be thinking, “What a coincidence, my fake name is Brianna.” And you certainly don’t expect said customer to be so bold, or idiotic, as to buy a drink using a fake ID belonging to the very same Brianna she’d stolen it from a week before.

As they say at Applebee’s, welcome to the neighborhood – at least the identity theft neighborhood.

According to a recent 9News story, Brianna Priddy, an Applebee’s waitress in Lakewood, CO was out with friends when her wallet was stolen. Enter the crime-challenged suspect who stole Priddy’s wallet containing cash, credit cards and her driver’s license. The suspect then used the license to cash hundreds of dollars of fraudulent checks, creating a financial and administrative nightmare for Priddy.

But the America’s Most Wanted Gods were smiling on Priddy when the suspect showed up at the Applebee’s where Priddy worked to buy drinks…with her new fake ID. This is like robbing a bank and then returning to scene of the crime to get change for the $100 bills you just stole. The technique is not likely to land you in the Crime Achievers Hall of Fame but more likely to land you in a different hall with steel bars.

Luckily, Priddy was quick thinking when the identity thief presented her with her own ID. She promptly called the police who immediately arrested the identity thief… making it once again a beautiful day in the Applebee’s neighborhood.

The ultimate irony? The suspect was 26 years old and could have bought drinks using her own ID, proving once again that crime doesn’t pay. And if it did, these criminals are not using the funds for higher education.

So what have we learned about how not to become a victim of identity theft?

  • First, be careful with your passport, license, or other forms of identification. In the wrong hands, these documents can drain your bank account, damage your credit, or make you look bad if used by someone uglier than you.
  • Second, report the loss of your ID immediately to the police so your bases are covered when someone commits crimes in your name.
  • Third, set up alerts on your credit cards and bank accounts so that you know when someone else is spending your money. This can also come in handy if your spouse tends to be a spender.

Lastly, if you are an identity thief, avoid Applebees. For extra credit, keep good records on whom you steal ID’s from. And then cross check those records and the photo on the ID when presenting it as your own. It’s just less awkward that way.

John Sileo is the CEO of the information economy think tank, The Sileo Group. He often shares humorous stories in his keynote presentations to help his audience emotionally connect to protecting the data that defines them. His clients include the Pentagon, Visa, Homeland Security and Pfizer.